David Lutz Attorney: How Minnesota Banks Can Reduce Lender Liability and Litigation Risk

Wed, 14 Jan 2026 12:24:24 +0000

Community banks and credit unions operate in an environment where credit risk and legal risk increasingly intersect. When loans deteriorate or enforcement becomes necessary, lenders often find themselves facing not only defaults—but allegations of misconduct. These lender liability claims, frequently asserted as counterclaims in collection or foreclosure actions, can be costly, disruptive, and reputationally damaging.