David Lutz Attorney Explains Check Fraud: Risks, Liability, and Legal Rights

Fri, 12 Dec 2025 12:53:43 +0000

Despite the rapid growth of electronic payments, check fraud remains a significant source of financial loss for banks and businesses. Fraud schemes have evolved alongside technology, and the legal framework governing check fraud—primarily Articles 3 and 4 of the Uniform Commercial Code (UCC)—places specific duties and risks on both financial institutions and account holders.